Get a Cash Loan in Your Bank Account in 15 minutes!

We recommend Wonga and QuickQuid if you're looking for a fast loan in the UK.

Wonga
Established in 2007, Wonga.com
is one of the most popular same day small loan lenders in the UK. They pride themselves on speed, flexibility and transparency. Wonga offers loans for between one day and a month, from just £1 and up to £400 for new customers, and up to £1,000 for existing customers who have a good borrowing history with them.

Aside from being the only lender who offers a flexible loan period (which means less interest for the consumer) their payments are quicker than anyone else; they are the only lender to guarantee ‘payment will be sent in under 15 minutes’ and are the only lender to offer loans twenty four hours a day, seven days a week.

Using their sliders on their homepage you decide how much you'd like to borrow. Wonga then calculates the cost upfront and you commit to repay it on the date you select. On the morning of that day they take a single payment from your debit card, after which you can apply again whenever you need more cash.


Representative Example: Total Amount of Credit: £207; Duration of Agreement: 20 days; Total Amount Payable: £254.42; Interest: £41.92; Interest Rate: 360% per annum (fixed); Transmission Fee: £5.50; Representative APR: 4214%

Basic Application Criteria: Applicants for loans will only be approved if they are UK residents, over 18 with a UK bank account and debit card. Credit score and credit history will be taken into account.

QuickQuid

QuickQuid helps you to find a fast and convenient solution to immediate money needs from the privacy of home. Their 1-hour cash advances are a hassle-free solution to household bills, emergency expenses or short-term money needs. Their simple loan process is designed to get you the money you need, when you need it the most. It works like this:

1. Apply online with their simple two-step application.
2. You receive fast approval without faxing documents.
3. Money is sent to your bank account within an hour, including weekends.

Representative 1734% APR. Representative Example: Borrow £50 for 30 days. The total charge for credit is £14.75. Interest is fixed at a rate of £14.75 per £50 loan (359% per annum). The Total Repayable is £64.75.


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